Rep. John Garamendi, a Bay Area Democrat, draws on his experience during two terms as California’s insurance commissioner to discuss the state’s insurance challenges. Garamendi argues that the state’s current insurance chief, Ricardo Lara, has surrendered much of his authority to industry, creating market instability while failing to require transparency. Garamendi also discusses farmers’ concerns over tariffs and market access, and water issues that have become increasingly politicized at the national level.